OUR MISSION FOR A

FAIRER FINANCIAL

FUTURE

STRONGER TOGETHER

FAIRNESS FOR ALL

The American Consumer Protection Coalition (ACPC) is a nationwide alliance of consumer-focused professionals committed to protecting consumer rights, promoting financial fairness, ensuring accurate credit reporting, and advocating for ethical and compliant debt resolution.

Join the Move

VIEW OUR STANDARS

ADVOCATE EDUCATE PROTECT

UNITING PROFESSIONALS

EMPOWERING CONSUMERS

ELEVATING STANDARDS

— WHO WE ARE

A COALITION OF ETHICAL

INDUSTRY LEADERS

ACPC is a coalition of ethical industry leaders working together to create a stronger, more transparent financial ecosystem for consumers across the United States.

13+

MEMBER

50

STATES

REPRESENTED

10

COMPLIANCE

STANDARDS

OUR MEMBERS INCLUDE

Credit Restoration Companies
Debt Settlement Companies
Consumer Financial Educators
Financial Coaches
Mortgage Professionals
Bankruptcy Attorneys
(Referral Partners)
Consumer Advocates

Tax Professionals
Real Estate Professionals
Credit Experts
CFPB Complaint Specialists
Consumer Attorneys
(Referral Partners)
And More…
Identity Theft Specialists

— OUR STANDARDS

HELD TO THE HIGHEST REGULATORY BAR

Every member operates under a shared code of compliance, ethics, and consumer-first

practice — anchored in the laws that govern our industry.

FCRA — Fair Credit Reporting Act

Protects consumer rights and ensures accurate, fair, and privacy-conscious credit reporting.

FDCPA — Fair Debt Collection Practices Act

Sets standards for fair debt collection and protects consumers from abusive or deceptive practices.

CROA — Credit Reporting Agencies Act

Provides consumer protections and establishes requirements for organizations offering credit repair services.

FCCPA — Fair Credit & Charging Practices Act

Promotes fair credit and charging practices while protecting consumers from unfair treatment.

GLBA — Gramm-Leach-Bliley Act

Requires financial institutions to protect consumer financial information and maintain privacy safeguards.

CFPB Guidance & Regulations

Provides regulatory guidance and consumer protection standards for financial products and services.

Maintain Document & Data Integrity

Keep records accurate, secure, complete, and properly maintained to support trust and compliance.

Use Ethical & Legal Practices

Follow applicable laws, ethical standards, and responsible practices in every professional interaction.

Promote Financial Literacy & Empowerment

Help consumers understand credit and financial decisions so they can make informed choices.

Protect Consumer Privacy

Safeguard sensitive personal and financial information through responsible privacy and security practices.

— MEMBER BENEFITS

EVERYTHING YOU NEED TO SERVE

CONSUMERS WELL

Membership gives professionals the tools, insight, and community to operate confidently and compliantly.

EXCLUSIVE TEMPLATES & DOCUMENTS

Ready-to-use, compliance-checked materials for daily operations.

LEGAL & COMPLIANCE UPDATES

Stay current as regulations and case law evolve.

MONTHLY WEBINARS & TRAINING

Ongoing education led by industry experts.

RESEARCH REPORTS

Data-driven insight into industry trends and outcomes.

CASE STUDIES & BEST PRACTICES

Learn from real outcomes across the coalition.

PRIVATE MEMBER FORUM

A trusted space to ask questions and share knowledge.

SETTLEMENT GUIDES

Practical frameworks for fair, effective resolutions.

DOCUMENT LIBRARY

A growing archive of reference material and forms.

NETWORKING & REFERRALS

Connect with vetted professionals across the country.

— THE POWER OF COALITION

A UNIFIED VOICE, COAST TO COAST

Together, we have greater strength in advocating for consumers, challenging inaccurate reporting, and holding creditors and debt buyers accountable. Our unified voice leads to stronger results, greater credibility, and lasting change.